red and blue light streaks by Maxim Hopman courtesy of Unsplash.

Moore Financial Market Update — November 2025

Erica Conover |

As we enter the final stretch of 2025, it’s a good time to look back at how the year has gone — and how we’re preparing for what comes next. Since the start of the year, U.S. stocks have delivered a strong run, thanks to solid corporate earnings, resilient consumer activity, and optimism around interest‑rate policy moderating. We’re also seeing positive signals outside the U.S., where many developed‑ and emerging‑market stocks are performing well and valuations are relatively more attractive.

 

But recently, things have felt a bit more complicated. After a solid September, markets softened in October, and we’ve seen more ups and downs again. It’s a reminder that markets don’t just go up — fluctuations are part of the journey.

 

Here’s what’s on our radar right now:

 

  • Earnings & Innovation Are Still Driving. Many large companies are pouring resources into AI and other forward‑looking growth themes, and that’s helping fuel earnings.
  • Policy Remains Front and Center. The Fed is signaling more rate cuts may be ahead — a friendly backdrop, but the “how much” and “when” still matters.
  • Valuations Feel Elevated. There’s a sense that a lot of the “good news” is already priced in, which means the market may not have as big a cushion as before.
  • Volatility Is Creeping Back In. After a relatively calm stretch, we’re seeing more market swings again — a concrete reminder that surprises, both positive and negative, still matter.

What We’re Doing — On Your Behalf:

 

We’re navigating this with confidence, but also vigilance — grounded in realistic optimism. 

 

  • We’re focused on quality companies with proven, durable business models and dependable cash flow.
  • We’re keeping diversification front and center, across sectors, geographies, and asset types, so we don’t lean too hard into any single risk.
  • We’re staying hyper‑aware: watching earnings trends, economic data, and policy signals, and staying ready to make tactical moves if the landscape shifts materially.
  • Above all, we’re here for you — our strategy is rooted in your long-term goals, so we can help you stay on track and grow together. 

Bottom Line:


There is meaningful opportunity ahead — but we’re not ignoring the signs of caution. As we wrap up the year, our aim is to guide you thoughtfully, with a long-term view, and a steady hand, no matter what the markets do.

 

Ready for a personalized year-end financial review? Moore Financial is here to position your portfolio for both opportunity and strategies for down-side protection via insurance or hedging positions. Let's make sure your financial strategy aligns with your long-term goals and the evolving market landscape.